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Gateway's Green Home Loans (Owner Occupied) are a Mozo Experts Choice Award Winner for 2022 & 2023:
The Green Plus Home Loan rewards borrowers with at least a 0.25% discount from our Premium Package Home Loan2 when they have invested in energy efficiency measures that receive a 7 Star NatHERS Energy Efficiency rating or a 7 star Residential Efficiency Scorecard rating, or a Green Building Council of Australia Green Star Designed or Certified home. This loan is designed to help borrowers save money on their home loan as a reward for their efforts to reduce energy consumption and minimise their impact on the environment. As this loan is available for the purchase of existing homes, planned new builds and refinancing your eco home, the benefits and discounted rate of the Green Plus Home Loan has never been more accessible.
The Investor Green Plus Home Loan rewards borrowers with at least a 0.25% discount from our Investor Premium Package Home Loan3 for homes with a 7 Star NatHERS Energy Efficiency rating, 7 Star Residential Efficiency Scorecard, or a Green Star Designed or Certified home from Green Building Council of Australia. Whether you’re purchasing a new or existing eco home or refinancing, this loan is designed for forward thinking investors choosing energy efficient homes which minimise their environmental impact. Investors not only contribute to a sustainable future but enjoy savings on their home loan.
The Green Home Loan is designed to enable borrowers to benefit from making impactful environmental upgrades to their home. A Residential Efficiency Scorecard rating between a minimum 4 Star up to a maximum 6.9 Stars or a minimum of three of a wide range of features that make your home more energy efficient could make you eligible for at least a 0.15% reduced rate from our Premium Package Home Loan4. This could be a simple as solar panels, water storage and double-glazed windows. Read more about our Green Home Loan for a full list of all the eligible environmental features and all the benefits of the loan can offer you, no matter if you’re buying, building or refinancing.
The current climate –both environmental and financial – is driving a growing awareness of Green Home Loans, with new building regulations set to make more homes qualify for the product later this year.
Planning on building an eco-home? We’ve curated a complete guide to building a sustainable home and a list of elements to add to your building or renovation plan.
We’ve put together some things to consider before installing a solar battery storage system. It’s important to conduct your own due diligence and discuss with a certified provider.
Christmas is a magical time of year, but it can also be wasteful, too. From wrapping paper to food and power, Christmas can really take its toll on the environment, so we’ve put together six simple tips for a more sustainable Christmas.
Owning an apartment doesn’t mean you can’t make energy efficient upgrades to the building. You may not be able to make changes as freely as a house owner as any changes will need to be discussed with other owners in the strata scheme and the owners corporation.
Rates advertised apply to principal and interest repayment types only. Interest rates quoted are for new lending only. Existing borrowers should contact Gateway to discuss their requirements. Gateway reserves the right to vary these interest rates at any time. Applications for finance are subject to our standard credit assessment criteria. Full terms and conditions are included in the loan offer. Fees and charges apply.
1 The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold an Australian Financial Services Licence.
2 The Green Plus Home Loan interest rate will have at least a 0.25%pa discount from Gateway’s Premium Package Variable Rate (LVR up to 80%) Home Loan. This does not apply to Special Offer Premium Package interest rates. This product is not eligible for borrowers under The Home Guarantee Scheme.
3 The Investor Green Plus Home Loan interest rate will have at least a 0.25%pa discount from Gateway’s Investor Premium Package Variable Rate (LVR up to 80%) Home Loan. This does not apply to Special Offer Investor Premium Package interest rates. This product is not eligible for borrowers under The Home Guarantee Scheme.
4 The Green Home Loan interest rate will have at least a 0.15%pa discount from Gateway’s Premium Package Variable Rate (LVR up to 80%) Home Loan. This does not apply to Special Offer Premium Package interest rates. This product is not eligible for borrowers under The Home Guarantee Scheme.