Have a question about our loans? We may have your answer. Check out our Frequently Asked Questions here.
Gateway Commercial Mortgages are designed to provide flexible funding options for business owners and investors for loans from $250,000 to $10 million. Our competitive rates and flexible lending solutions provide a range of options to business owners and investors looking to purchase or refinance commercial real estate, including rewarding energy efficient commercial properties.
If you currently own your own commercial property, our 30 year loan term* for Principal & Interest repayments and no annual reviews gives you flexibility and confidence to manage your business or investments for the long term.
Plus, you can also take comfort in the fact that the interest from your loan does not fund industries that harm the environment, including the fossil fuel, deforestation, tobacco, gambling or live export industries. Read more about our Ethical Banking and Ethical Investing policies here.
Gateway Commercial Property Loan offers borrowers a range of flexible options for loans from $250,000 to $4 million.
Gateway’s Green Commercial Property Loan rewards members with at least a 0.15% discount from our Commercial Property Loan^ for commercial properties which have achieved an energy efficiency rating of 4 Stars and above from NABERS or Green Building Council of Australia (GBCA). This loan is designed to support individuals, businesses, and investors efforts in reducing commercial property energy consumption and minimise their impact on the environment.
Gateway Commercial Plus Property Loan is designed for those looking to fund a larger commercial property with loans from $4 million to $10 million.
Social engineering attacks are on the rise, but what is social engineering exactly? Here, we share everything you need to know about this scam tactic.
Reducing waste, recycling and reusing at home can help reduce your environmental impact. Learn about how to reduce waste in your home.
Following the RBA’s decision to increase the cash rate by 0.25% to 4.35% on Tuesday 7 November, Gateway are reviewing our interest rates on lending and savings products. We aim to ensure our interest
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Gateway’s Green Home Loans receive Responsible Investment Certification
Looking for new ways to make your home eco-friendlier and more cost-efficient? Something as simple as external awnings could be the answer. Learn more.
Looking for new ways to make your home eco-friendlier and more cost-efficient? Something as simple as double glazed windows could be the answer. Learn more.
Considering switching home loans? Here’s our guide to refinancing your home loan to make the decision simpler.
Working towards a zero-waste lifestyle protects the environment, benefits the community and helps our back-pocket. It won’t be long until you see the benefits.
Our Ethical Banking and Ethical Investment Policies determine how we use our Members’ money in an ethical and responsible manner in line with our purpose.
From 1 June 2023, the Higher Education Contribution Scheme / Higher Education Loan Program (HECS/HELP), indexation rate is set to increase to be higher than 7%. In this article we outline what you need to consider and how best to manage your finance if you have a HECS/HELP loan.
The current climate –both environmental and financial – is driving a growing awareness of Green Home Loans, with new building regulations set to make more homes qualify for the product later this year.
Planning on building an eco-home? We’ve curated a complete guide to building a sustainable home and a list of elements to add to your building or renovation plan.
Learn about options to consider before installing a rain and storm water tank.
We’ve put together some things to consider before installing a solar battery storage system. It’s important to conduct your own due diligence and discuss with a certified provider.
Important Information
*Rates advertised apply to principal and interest repayment types only. The maximum loan term for principal and interest repayment type is 30 years. The maximum loan term for interest only repayment type is 5 years. Gateway reserves the right to vary these interest rates at any time. Interest rates quoted are for new lending only. Existing borrowers should contact Gateway to discuss their requirements. Applications for finance are subject to our standard credit assessment criteria. Full terms and conditions are available on application. Other fees and charges may apply.
^The Green Commercial Property Loan owner tenant or investor variable rate will have at least a 0.15%pa discount from Gateway’s Commercial Property Loan (LVR up to 70%) owner tenant or investor variable rate. The Green Commercial Property Loan owner tenant or investor interest only variable rate will have at least a 0.15%pa discount from Gateway’s Commercial Property Loan (LVR up to 70%) owner tenant or investor interest only variable rate.
