About Gateway's Commercial Loans

Gateway Commercial Mortgages are designed to provide flexible funding options for business owners and investors for loans from $250,000 to $10 million. Our competitive rates and flexible lending solutions provide a range of options to business owners and investors looking to purchase commercial real estate.

 

If you currently own your own commercial property, our 20 year loan term* and no annual reviews gives you flexibility and confidence to manage your business or investments for the long term.

 

Plus, you can also take comfort in the fact that the interest from your loan does not fund industries that harm the environment, including the fossil fuel, deforestation, tobacco, gambling or live export industries. Read more about our Ethical Banking and Ethical Investing policies here.

Commercial Property Loan

Gateway Commercial Property Loan offers borrowers a range of flexible options for loans from $250,000 to $4 million.

  • 20 Year Loan term
  • No annual reviews
  • Max 70% LVR
  • Redraw available
  • Principal & Interest and Interest Only options available

  

  • Loans from $250,000 to $4 million
  • Make additional payments with redraw facility available
  • Principal & Interest and Interest Only options
  • Up to 60% LVR 3.94%p.a. Interest rate

Commercial Plus Property Loan

Gateway Commercial Plus Property Loan is designed for those looking to fund a larger commercial property with loans from $4 million to $10 million.

  • 20 Year Loan term
  • No annual reviews
  • Max 65% LVR
  • Redraw available
  • Principal & Interest and Interest Only options available

  

  • Loans from $4 million to $10 million
  • Make additional payments with redraw facility available
  • Principal & Interest and Interest Only options
  • Up to 60% LVR 4.19%p.a. Interest rate

Find more information about commercial lending with Gateway Bank

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Important Information
*Rates advertised apply to principal and interest repayment types only. Gateway reserves the right to vary these interest rates at any time. Interest rates quoted are for new lending only. Existing borrowers should contact Gateway to discuss their requirements. Applications for finance are subject to our standard credit assessment criteria. Full terms and conditions are available on application. Other fees and charges may apply.

Footnotes:

  • 1 Variable Rate under or equal to 60% LVR