Christmas Club Account

Even Santa has helpers to make Christmas dazzling, so why not let us help you make Christmas joyful for you and your loved ones. You may not be familiar with a Christmas savings account, but it is an excellent tool to help make your next Christmas merry and bright.

Save during the year and be financially prepared for gift giving, end of year festivities and summer holidays – all without monthly account fees.

Our Christmas Club account makes saving for the festive season even easier by only allowing access from November 1 to January 31st each year, helping you to resist the urge to overspend during the year while reducing the financial burden at Christmas. You can even use this account to save for New Years Eve or music festival season! Fill in your application form online and enjoy unlimited deposits year-round, all whilst earning high interest on your account.


2.50 % p.a. Interest rate

Product Features:

Savings & Bank Accounts
Monthly Fee : $0
Annual Fee : $0
Minimum Amount : $0
Cheque Book : No
ATM/EFTPOS Access : No
Online & Phone Banking : Yes
Direct Entry (Credit/Debit) : Debits only during unrestricted period
Interest Income : Calculated daily, paid 31 October
Debit Card : No
Branch Access : Yes
BPAY® : No
Overdraft : No
Periodic Payments : No

Is this savings account your best fit?

Use our comparison tool to help you size up our savings account options.

Gateway reserves the right to vary these interest rates at any time. Fees and charges, terms and conditions apply. Please view our Gateway Deposit Accounts & Access Facilities General Conditions of Use, Summary of Deposit Accounts & Availability of Access Facilities and General Fees, Charges and Transaction Limits brochures.

1 A daily transaction limit of $5000 applies for transactions on Online Banking / Gateway App. Must be registered for Secure SMS in order to transfer funds externally. Refer to the Gateway App page for more information.