If you’re an eco-conscious driver looking to buy a hybrid or electric vehicle that emits up to 120g of CO2 per km, shop with confidence with Gateway’s Green Car Loan. With loans up to $75,000 you’ll have the confidence of knowing what you can spend and give you the upper hand when negotiating with the dealership.


Choosing a hybrid or electric vehicle offers benefits such as reducing your impact on the environment with reduced CO2 emissions; potential savings on fuel and maintenance costs and taking advantage of Government incentives available for eco-friendly vehicles. With no deposit required, so you can borrow 100% of the vehicle purchase price, there's also no penalty for any extra repayments you make.


Compare Makes and Models

If you’re not sure which hybrid or electric vehicles are eligible, explore the different makes and models at GreenVehicleGuide.gov.au. From compact hybrids to sleek electric cars, find the perfect vehicle that aligns with your lifestyle and budget.

Gateway’s Green Car Loan is a secured variable rate loan that offers competitive interest rates and a range of great features to help you buy the car you want while fitting with your financial position. Unlike many car loan lenders in the market, Gateway has no ongoing monthly fees, and you can make as many extra repayments as you like.

If you’re looking for a vehicle that’s up to 7 years old, but not a hybrid or electric vehicle that emits up to 120g of CO2 per km, you may still be eligible for a Car Loan.


Want to apply online for a Gateway Bank Green Car Loan? Here are the things you’ll need:

  • The details of the car you wish to purchase (for hybrid or electric vehicles that emit up to 120g of CO2 per km, and is up to 7 years old)
  • Your living expense figures
  • Details of your assets, income and liabilities
  • Statements for the last 3 months for your assets & liabilities
  • Your last payslip or evidence of income statement
6.44 % p.a. Interest rate 6.65 % p.a. Comparison rate

Product Features:

Car & Personal Loans
Establishment Fee : $149
Monthly Fee : $0
Annual Fee : $0
Discharge Fee : $0
Minimum Amount : $3,000
Maximum Amount : $75,000
Maximum Term (Years) : Up to 7 years (variable rate only)
Redraw Facility : Yes
Redraw Fee : $0
Additional Repayments Accepted : Yes
Additional Repayments Fee : $0
Periodic Payments : Yes
ATM/EFTPOS Access : No
Branch Access : Yes

So many personal loans, so little time?

Compare all our personal loans to find your best fit.

Rates advertised apply to principal and interest repayment types only. Gateway reserves the right to vary these interest rates at any time. Interest rates quoted are for new lending only. Existing borrowers should contact Gateway to discuss their requirements. Applications for finance are subject our standard credit assessment criteria. Full terms and conditions are included in the loan offer. Fees and charges apply.

Comparison rate is calculated based on a secured loan amount of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.