Consumer Loans

Apply for a variable rate personal loan and you may be eligible to borrow between $3,000 and $30,000, for personal reasons.

  • $3,000 minimum loan amount
  • 7 year maximum loan term
  • Make additional payments without penalty
  • Up to 50% Debt Consolidation 9.84%p.a. Interest rate
  • 10.87%p.a.
    Comparison rate

Apply for a fixed rate personal loan and you may be eligible to borrow between $3,000 and $30,000, for personal reasons.

  • $3,000 minimum loan amount
  • 5 year maximum loan term
  • Make additional payments without penalty
  • Up to 50% Debt Consolidation 10.59%p.a. Interest rate
  • 11.63%p.a.
    Comparison rate

Thinking of buying your dream car? Save money – take out our Car Loan and bundle with CGU Car Insurance to receive a discount off your premium. Save time and the hassle - let our FREE car broker help you find the perfect car for your budget.

  • Make extra repayments without penalty
  • No deposit required
  • $3,000 minimum loan amount
  • Up to 12 months 7.04%p.a. Interest rate
  • 7.25%p.a.
    Comparison rate

Thinking of buying your dream car? Save money – take out our Car Loan and bundle with CGU Car Insurance to receive a discount off your premium. Save time and the hassle - let our FREE car broker help you find the perfect car for your budget.

  • Make extra repayments without penalty
  • No deposit required
  • $3,000 minimum loan amount
  • Up to 5 years old 5.99%p.a. Interest rate
  • 6.20%p.a.
    Comparison rate

It can be stressful planning and paying for a funeral for your loved ones. That’s why our Funeral Loan can ease financial pressure and is available on-demand, to cover unexpected expenses.

  • No deposit is required
  • 5 year maximum loan term
  • Available on demand for unexpected costs
  • 9.59%p.a. Interest rate
  • 10.62%p.a.
    Comparison rate

Want the best of both worlds? We know that life can be busy with bills, rent or home loan repayments, it can sometimes be difficult to keep track of your account balance. That’s where an approved overdraft facility can help you through life’s little hiccups. Our low interest rate may make the Edge Overdraft a more attractive option than a credit card.

  • $0 overdraft establishment fee
  • Credit limit of up to $20,000 (subject to approval)
  • No monthly account keeping fees
  • 11.74%p.a. Interest rate

Have trouble deciding which personal loan suits you best?

Use our comparison tool to compare all features side by side and find your best fit.

Rates advertised apply to principal and interest repayment types only. Gateway reserves the right to vary these interest rates at any time. Applications for finance are subject to our standard credit assessment criteria. Full terms and conditions are included in the loan offer. Fees and charges apply.

1 Comparison rate is calculated based on a secured loan amount of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2 Comparison rate is calculated based on an unsecured personal loan amount of $10,000 over a 3 year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.