Gateway Bank's award winning Green Plus Home Loan, rewarding borrowers with a 7 Star or higher NatHERS, a 7 Star Residential Efficiency Scorecard, or a Green Star Designed or Certified home from Green Building Council of Australia (GBCA) with at least a 0.25% discount off our standard Premium Package Home Loan* rate.
At Gateway, we’re committed to doing the right thing for our members’ pockets and the planet. That’s why we’ve introduced the Green Plus Home Loan which is designed to reward homeowners who have invested in making their home energy efficient and reduced their impact on the environment with at least a 0.25% discount off our standard Premium Package Home Loan* rate.
If you are buying, refinancing, building or upgrading your home to a 7 Star NatHERs, 7 Star Residential Efficiency Scorecard, or a Green Star Designed or Certified home from Green Building Council of Australia (GBCA), our Green Plus Home Loan could be for you. If your home already has the 7 Star certification and you would like to take advantage of our rewarding rate, give us a call or apply online to refinance your existing loan to our Green Plus Home Loan.
Our Green Plus Home Loan offers all the flexibility and benefits of our Premium Package Home Loan, including a 100% Offset Account with an Eco Visa Debit Card, redraw, unlimited repayments and a 0.10% bonus on Term Deposit rates.
Gateway’s Green Home Loans (Owner Occupied) has been certified by the Responsible Investment Association Australasia according to the strict operational and disclosure practices required under the Responsible Investment Certification Program. See www.responsiblereturns.com.au for details^.
Am I eligible?
To be eligible for Gateway’s Green Plus Home Loan, the property must have one of the following; a 7 Star Nationwide House Energy Rating Scheme (NatHERS), a 7 Star Residential Efficiency Scorecard, or a Green Star Designed or Certified home from Green Building Council of Australia (GBCA). This needs to be evidenced with a copy of your certificate from either NatHERS, Residential Efficiency Scorecard or GBCA. New builds or construction plans that have been certified with a 7 Star NatHERS, Residential Efficiency Scorecard, or Green Star Designed or Certified home from GBCA are also eligible. For a security property in the ACT, which has its own system for energy rating, a certificate from an accredited assessor licensed in the ACT showing at least a 7 Star rating is also acceptable.
Does your home have a Residential Efficiency Scorecard rating under 7 stars? You may still be eligible for a Green Home Loan.
Want to apply for a Gateway Green Plus Home Loan online? You’ll need the following documentation to complete and submit the application:
- The details of the property you wish to purchase
- NatHERS or Residential Efficiency Scorecard Certificate (7 Stars or higher), or a GBCA certificate confirming the property is a Green Star Designed or Certified home.
- Your living expense figures
- Details of your assets, income and liabilities
- Statements for the last 3 months for your assets & liabilities
- Your last 2 payslips or evidence of income statements