Personal Loan Interest Rates

 

Car Loan1

  Variable Rate Comparison Rate
New Car Loan Up to 12 months 7.04% p.a. 7.25% p.a.
Used Car Loan 1-5 years old 5.99% p.a. 6.20% p.a.
Used Car Loan 5 years old 9.74% p.a. 9.95% p.a.

 

Variable Rate Personal Loan3

  Variable Rate Comparison Rate
Up to 50% Debt Consolidation 9.84% p.a. 10.87% p.a.
Over 50% Debt Consolidation 11.84% p.a. 12.89% p.a.

 

Fixed Rate Personal Loan3

  Variable Rate Comparison Rate
Up to 50% Debt Consolidation 10.59% p.a. 11.63% p.a.
Over 50% Debt Consolidation 12.59% p.a. 13.64% p.a.

 

Eco Personal Loan

  Variable Rate Comparison Rate
Eco Personal Loan 5.75% p.a. 6.76% p.a.

 

Edge Overdraft

  Variable Rate
Edge Overdraft 11.74% p.a.

1 Comparison rate is calculated based on a secured loan amount of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2 Gateway reserves the right to vary these interest rates at any time. Interest rates quoted are for new lending only. Existing borrowers should contact Gateway to discuss their requirements. Fees and charges, terms and conditions apply.

3 Comparison rate is calculated based on an unsecured personal loan amount of $10,000 over a 3 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.