Personal Loan Interest Rates

 

Car Loan1

  Variable Rate Comparison Rate
New Car Loan Up to 12 months 7.04% p.a. 7.25% p.a.
Used Car Loan 1-5 years old 5.99% p.a. 6.20% p.a.
Used Car Loan 5 years old 9.74% p.a. 9.95% p.a.

 

Variable Rate Personal Loan3

  Variable Rate Comparison Rate
Up to 50% Debt Consolidation 9.84% p.a. 10.87% p.a.
Over 50% Debt Consolidation 11.84% p.a. 12.89% p.a.

 

Fixed Rate Personal Loan3

  Variable Rate Comparison Rate
Up to 50% Debt Consolidation 10.59% p.a. 11.63% p.a.
Over 50% Debt Consolidation 12.59% p.a. 13.64% p.a.

 

Edge Overdraft

  Variable Rate
Edge Overdraft 11.74% p.a.

 

Funeral Loans3

  Variable Rate Comparison Rate
Prepaid Funeral Loan 9.34% p.a. 10.37% p.a.
Funeral Loan 9.59% p.a. 10.62% p.a.

1 Comparison rate is calculated based on a secured loan amount of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2 Gateway reserves the right to vary these interest rates at any time. Fees and charges, terms and conditions apply.

3 Comparison rate is calculated based on an unsecured personal loan amount of $10,000 over a 3 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.