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Make sure your rental property is protected with CGU Landlord Insurance against extreme weather events like storms and floods, as well as fire, explosion, and damage caused by an impact.

There’s protection in the event of an emergency with cover for repairs and clean-up, not to mention lost rental income, should your property become unlivable because of major damage.

Protect your property against an increased range of events. Rather than a long list of acceptable risks, there’s a short list of events and mishaps that are not covered. So if something happens and it’s not on the list of exclusions, you know you’re covered.

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  What is included?
  • Two add-on rental loss options
  • 24/7 Claims Service
  • Rental protection for flats, units, apartments, and houses
  • Optional replacement benefit for buildings
  • Choose your level of liability cover
  • Optional loss of rent cover if the building is unliveable after a loss
  Add-on options

Rent cover

If an insured event occurs and your building is no longer safe for tenants to live in, CGU will cover your loss of rent.

Rent default and theft by tenants cover

If your tenant defaults on rent or leaves the building before the end of the rental period, or is legally evicted, CGU can provide cover for lost rent until the property is re-let up to $5,000 less any excess or bond money that applies. In addition, cover is available for theft by tenants and legal costs you incur in taking action against your tenants for rent default or theft by a tenant.


  Need to make a claim?

Call CGU on 1300 886 022

CGU are available to take your call 24 hours, 7 days a week to ensure you have the best support when the unexpected has happened.

  Our relationship with CGU

Landlord Cover is one of a comprehensive range of insurance solutions at Gateway Bank

Founded more than 160 years ago, CGU is one of Australia’s leading insurers. It’s because of CGU's experience, security and strength – as well as its prompt, efficient and friendly claims service – that we’ve made it our general insurance provider.

  Additional Product Information:

Important information

1. This Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance

2. In arranging this insurance, Gateway Bank acts under its own AFSL and under an agreement with CGU Insurance. 

3. This information is only a general description of cover and any financial product advice provided is of a general nature only and does not take into account your personal circumstances. Before making a decision about this product, please refer to the Product Disclosure Statement and our Financial Services Guide.