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Make sure your rental property is protected with CGU Landlord Insurance against extreme weather events like storms and floods, as well as fire, explosion, and damage caused by an impact.

There’s protection in the event of an emergency with cover for repairs and clean-up, not to mention lost rental income, should your property become unlivable because of major damage.

Protect your property against an increased range of events. Rather than a long list of acceptable risks, there’s a short list of events and mishaps that are not covered. So if something happens and it’s not on the list of exclusions, you know you’re covered.

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  What is included?
  • Two add-on rental loss options
  • Competitive prices
  • Fast claims process with CGU
  • Rental protection for flats, units, apartments, and houses
  • Optional replacement benefit for buildings
  • Choose your level of liability cover
  • Optional loss of rent cover if the building is unliveable after a loss
  • Workers’ compensation
  Add-on options

Rent cover

If an insured event occurs and your building is no longer safe for tenants to live in, CGU will cover your loss of rent.

Rent default and theft by tenants cover

If your tenant defaults on rent or leaves the building before the end of the rental period, or is legally evicted, CGU can provide cover for lost rent until the property is re-let up to $5,000 less any excess or bond money that applies. In addition, cover is available for theft by tenants and legal costs you incur in taking action against your tenants for rent default or theft by a tenant.

Insurance Calculators

Home Calculator

  • The home insurance calculator will estimate the cost of rebuilding your home.
  • CGU's estimate reflects where you live, the size of your home, and the materials / labour needed to rebuild.
  • It will also factor in costs that are often overlooked, such as architect and surveyors’ fees and debris removal.
  • This estimate isn’t the same as your home’s real estate value.
Use calculator

Contents Calculator

  • The contents insurance calculator estimates the cost of replacing your belongings.
  • This is the amount you need to insure your contents for (known as your ‘sum insured’).
  • CGU's estimate will reflect the value of your belongings, including higher risk items such as jewellery, electronics and gadgets.
  • Contents insurance includes new-for-old replacement on most items.
Use calculator
  Our relationship with CGU

Landlord Cover is one of a comprehensive range of insurance solutions at Gateway Bank

Founded more than 160 years ago, CGU is one of Australia’s leading insurers. It’s because of CGU's experience, security and strength – as well as its prompt, efficient and friendly claims service – that we’ve made it our general insurance provider.

  Need to make a claim?

Call CGU on 1300 886 022

CGU are available to take your call 24 hours, 7 days a week to ensure you have the best support when the unexpected has happened.

  Additional Product Information:

Important information

1. This Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. If your home is in Western Australia, Tasmania or the Northern Territory, the insurer providing the Domestic Workers’ Compensation optional cover is Insurance Australia Limited trading as CGU Workers Compensation ABN 11 000 016 722.


2. In arranging this insurance, Gateway Bank acts under its own AFSL and under an agreement with CGU Insurance. 

3. This information is only a general description of cover and any financial product advice provided is of a general nature only and does not take into account your personal circumstances. Before making a decision about this product, please refer to the Product Disclosure Statement and our Financial Services Guide.