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Tips for Home Buying

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Looking for your dream home can seem overwhelming, unless you’re financially prepared. Here’s a quick guide to help you.

Create a budget

To save a deposit you’ll need to set a home buying budget. Review your income and list all your regular expenses. Remember to leave a little extra aside for unexpected costs and the occasional treat. Any money left over at the end of the month can be put aside for your deposit.

Set goals

Simple changes to your spending patterns can mean big savings. You can save thousands every year by packing your lunch, turning off lights, eating in or by shopping around for the best price on products and services.

Are you ready to kick start your home buying deposit? Open a high interest earning eMax Saver or Edge Account now.

Work out costs

If you need help working out the costs, we provide a First Home Buyers Guide and online calculators to help you through every step of the home buying process, from saving all the way through to completing your purchase.

Get organised

It pays to research the different home loans available to you. Before you start actively looking for your dream home, your Gateway home loan specialist can tell you how much you can afford to borrow.

Call us on 1300 302 474 (8am – 6pm, Monday to Friday AEST) or make an appointment online.