My Credit Union



1.15% pa
Standard Term Deposit
$100,000+ 5 months*


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Lock in a great interest rate with us for the term you choose, and build your wealth with certainty through a Term Deposit account. Term Deposits allow you to plan for your future, knowing that you will receive a higher rate of return than many savings accounts.1




  Term Deposit Features:
Term Deposit
Tiered Interest Rates
60 months (less than $10000) - Standard Rate0.80% pa
24 months (more than $10000) - Standard Rate0.85% pa
36 months (more than $10000) - Standard Rate0.85% pa
48 months (more than $10000) - Standard Rate0.85% pa
60 months (more than $10000) - Standard Rate0.85% pa
Minimum amount$1,000 
Funds availableIf the deposit or any part of it is withdrawn before maturity, an interest rate adjustment fee will apply. 
Cheque bookNo 
ATM/EFTPOS accessNo 
Online & Phone BankingNo 
Direct Entry (Credit/Debit)No
Interest incomeCompounding interest option available for various terms 
Debit cardNo 
Branch accessNo 
Periodic paymentsNo 
Annual fee$0 
Monthly fee$0 

  Additional Product Information:


Things you should know:

* A 31 day notice period applies to early withdrawal from this Term Deposit product.

1 Gateway reserves the right to vary these interest rates at any time. Fees and charges, terms and conditions apply.