My Credit Union


Life Insurance is a key consideration when reviewing your financial needs. That is why Gateway has partnered with NobleOak Life insurance to bring you a comprehensive solution. Gateway Members will receive a 20%^ saving on average. NobleOak believes Members should have certainty at claim time so that you and your family can continue to meet financial commitments if something unexpected happens.

NobleOak’s range of Insurances include:

  • Life Insurance
  • Total and Permanent Disablement (TPD) Insurance
  • Trauma Insurance (also known as Critical Illness cover)
  • Income Protection Insurance
  • Business Expenses Insurance

Online Quote

Product Disclosure Statement

Life Insurance

Total and Permanent Disablement (TPD) Insurance

TPD Insurance is optional cover that provides a benefit in the event you become permanently disabled and unable to work. This cover provides a lump sum payment of:

Trauma Insurance

Trauma cover is available either as a stand-alone cover or as an optional extra to NobleOak’s Life Insurance. This cover provides a lump sum payment of:

Trauma Insurance helps you cover debts like a mortage, or any gap in medical expenses.

Income Protection Insurance

Choose cover of up to 75% of your income (up to $25,000 per month) in case you can’t work due to sickness or injury.

Business Expenses Insurance

Business Expenses Insurance is a financial back-up plan for the self-employed if you can’t work due to serious illness or injury. It provides a maximum cover of $25,000 per month, to pay ongoing wages and superannuation costs of your non-income producing staff and rent for your office or shop. Premiums are usually tax deductible.

About NobleOak

NobleOak is an award winning, independent Australian life insurer that has been helping Australians protect their lives and loved ones for over 140 years.

NobleOak’s Australian based team pride themselves on service excellence, receiving a market leading 95.8% satisfaction rating with their clients*.

Life Insurance calculator 

By simply answering a few questions, NobleOak will send you a personalised free Life insurance report. The analysis will include:

Go to Life Insurance calculator 

  Need to make a claim?

Call NobleOak on 1300 551 044 or email

  Additional Product Information:


^Important Information
Please contact NobleOak to verify your actual premium and to apply for cover on 1300 041 494 which will take into account your age, occupation, sum insured, health and pastimes. The savings quoted are the average savings when comparing NobleOak’s My Protection Plan cover to the average cost of Term Life insurance products offered by other direct Life insurers and cover available through a financial adviser or broker. The premiums are based on a non-smoking Australian resident with a sum insured of $500,000 at 5 year age bands from age 20 to 65 for advised products and 20 to 55 for direct products. Life insurance rates for insurers, including NobleOak, may change in the future and this could change the outcome. The premium comparison was undertaken in March 2018 based on published premium rates.
~NobleOak will advance $15,000 of the agreed Life Insurance cover amount to assist with funeral expenses, upon evidence of age and receipt of the death certificate. 
*Pureprofle client survey 2018
1. Life insurance is issued by NobleOak Life Limited ABN 85 087 648 708 AFSL No. 247302. For full terms and conditions, including limits and exclusions please refer to the NobleOak My Protection Plan Product Disclosure Statement. This information is of a general nature only and does not take into account your personal objectives, situation or needs. Before making a decision about your insurance needs, please refer to the My Protection Plan Product Disclosure Statement available at and Gateway’s Financial Services Guide available at 2. Gateway may receive commissions from NobleOak for referring Members who take out Life insurance through NobleOak Life Limited. 3. In arranging this insurance, Gateway Bank acts under its own AFSL and under an agreement with NobleOak Life Limited.