Open Banking is part of the Australian Government introduced Consumer Data Right (CDR) legislation. Open banking allows sharing of banking information with accredited third parties. It is designed for members to have greater control of their banking. Members have full control over what data is shared, how their data is used and to whom it is given.

Benefits of open banking include:

  • Enhanced services helping members to remain on top of their finances,
  • Comprehensive comparison between financial products driving competition to offer better products/services,
  • Ease in switching products/services among banks, and
  • Enhanced data sharing between financial institutions allowing easier credit applications.


In accordance with Australian Government’s phasing timetable, Gateway is now able to share the following types of data:

  • Product reference data for all our products. This includes product-related information such as interest rates, fees and features.
  • Customer data for transaction accounts, savings accounts and term deposits. This includes personal details such as name and contact details; and account information such as account names, account types, balances and transaction history.

For more information on how Gateway has incorporated Open banking can be found in our CDR Policy. You can access CDR policy by clicking here.

Developer Access*

*The information detailed below is for developers only, to build links between approved institutions.


Gateway Bank’s Product Application Programming Interface (APIs) enables approved third parties to retrieve product-based information. The APIs are designed to support Australian Consumer Data Standards and cover the following products:

  • Transaction Accounts
  • Savings Accounts
  • Term Deposits
  • Mortgage Loans
  • Consumer Loans

Gateway Bank will make data for additional products available via Product APIs in line with timeframes specified by Consumer Data Right. We will keep this page up-to-date as we offer more Open Banking features.

Product APIs:

To access Product APIs click here.

Product Details APIs:

To access product details APIs click here.

Please Note