page top

Term Deposit Special  


Home / I want to / Minimise fees and charges

Attention: open in a new window. Print

We have no monthly account keeping fees on our Gateway deposit accounts and payment services making it easy to take control of your banking.

By following a few helpful hints, you can avoid paying most fees:

Become a Member1300 302 474


Gateway Bank Members can now access an even wider network of ATMs in Australia, fee-free. This means you can avoid paying fees in most instances. When using your Visa Debit Card, the ATM operator will advise if a fee will be charged for your transaction. You may consider cancelling your transaction and finding an alternative if you are being charged a fee.


If you can’t access an ATM, you can make a purchase by EFTPOS. Many retailers allow you to pay by EFTPOS and withdraw cash at the same time.

Avoid ‘staff assisted’ transactions

If you are writing cheques to pay for regular payments or asking employees to make transactions for you, you may be paying unnecessary fees. It’s easy to avoid these fees with the availability of Direct Debits, BPAY payments, Online Banking and Telephone Banking.

Avoid dishonour fees

You can avoid dishonour fees by ensuring that you always have sufficient cleared funds in your account to cover any withdrawals and/or debits. It’s always a good idea to check your account balance before you write a cheque or make a transaction. Remember to keep track of EFTPOS and scheduled payments that may not have been processed.

Online Banking

It pays to use Online Banking to access your finances 24/7. You can save money on fees by viewing up-to-date balances, making one-off or recurring money transfer to accounts at other Australian financial institutions, pay and schedule bill payments using BPAY to thousands of organisations.

Automated telephone banking

When you register with Telephone Banking you can get account information, balances and do your banking over the telephone by calling 1300 302 474 and following the automated prompts.

  You might be interested in: