Whether you’re a first home buyer, an investor or are simply looking to refinance to one of our great rates, our owner occupied home loans have you covered.

Product Interest Rate  Comparison Rate  More Information
Premium Package Home Loan (Owner Occupied) Up to 80% LVR (>$500K) 2.54% p.a. 2.88% p.a. Learn more
Reverse Mortgage (Owner Occupier) 5 year introductory rate 5.09% p.a. 5.68% p.a. Learn more
Premium Package Fixed Home Loan (Owner Occupied) 2 year 2.18% p.a. 3.39% p.a. Learn more
Low Rate Essentials Home Loan (Owner Occupied) Up to 80% LVR (>$500K) 2.51% p.a. 2.54% p.a. Learn more
Construction Loan (Owner Occupied) 3.23% p.a. 3.29% p.a. Learn more
Land Loan (Owner Occupied) 4.43% p.a. 4.49% p.a. Learn more
EquitiSmart Line of Credit (Owner Occupied) 5.15% p.a. n/a Learn more

 

Product Interest Rate  Comparison Rate  More Information
Premium Package Home Loan (Investment) Up to 80% LVR (>$500K) 2.99% p.a. 3.32% p.a. Learn more
Premium Package Fixed Home Loan (Investment) 3 year 2.49% p.a. 3.65% p.a. Learn more
Low Rate Essentials Home Loan (Investment) Up to 80% LVR (>$500K) 2.96% p.a. 2.99% p.a. Learn more
Construction Loan (Investment) 5.18% p.a. 5.24% p.a. Learn more
Land Loan (Land Loan) 5.18% p.a. 5.24% p.a. Learn more
EquitiSmart Line of Credit (Investment) 5.67% p.a. n/a Learn more

 

Footnotes:

  • 1 Special Offer Rate for Aggregate Owner-Occupied Borrowings with Gateway Bank over $500,000.
  • 2 Premium Package Fixed Rate Home Loans revert to the Premium Package Index Rate A/Investment Premium Package Index Rate A upon expiry of fixed rate term.
  • 3 Special Offer Rate for Aggregate Investor Borrowings with Gateway Bank over $500,000.