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Economic

Stepping down

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Monday, 11 March 2019 09:00

If you had told me in January 1976 – when I started my banking career as a teller – that I would end my full-time career in 2019 as the CEO of a mutual bank, I would have laughed in disbelief. But truth is sometimes stranger than fiction and I did progress from the bottom to the top of the corporate ladder over the past 43 years.


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Electronic banking

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Monday, 04 February 2019 09:00

It’s Saturday morning and you’re at the checkout of the local supermarket. You scan your goods for a total of $137. You then tap your card on the EFTPOS terminal and leave the store. You don’t think twice about how the $137 will get from your account to the store’s account - it just magically happens.


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Economic control

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Monday, 19 November 2018 09:00

Politicians (particularly Donald Trump) do a lot of huffing and puffing about their economic credentials and claim to be able to control the economy. In reality, governments have some influence and therefore only some impact on economic activity, but it matters a lot less than people think.


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Credit score

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Monday, 05 November 2018 09:00

You have lots of numbers in your life. You have a phone number, a street number and a personal identification number (PIN). Another number that you have, but may not be aware of, is your credit score. This number helps a lender decide whether to approve a loan for you.


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Misplaced charity

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Monday, 22 October 2018 09:00

Eradicating poverty in Africa is a noble ambition. Yet, despite the billions of dollars of development aid injected into Africa, an end to poverty is nowhere in sight. Foreign aid has long been problematic and aid-watchers row bitterly over whether aid does more harm than good.


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CEO Paul Thomas