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Drive away with Gateway

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Search for your car, not your loan

7.04% pa
Variable Rate1

7.25% pa
Comparison Rate2

Start application

Take advantage of Gateway’s competitive new variable car loan rate
and take control of your new car finance.

For more information:

Download Fact Sheet

Why choose a Gateway Car Loan




Get a great rate for new cars up to 12 months old


Flexibility to make additional repayments without penalty


Free redraw3


No monthly account keeping fees


10% off your car insurance with CGU when you apply and pay online4

Get a Car Insurance Quote

Haven't found your perfect car yet?

Save time and avoid frustrating situations when searching for your next new car by using Auto Search – a free service when you become a Gateway Member. Let Auto Search negotiate for you with expert advice and satisfaction guaranteed.5

Visit Auto Search

About Gateway Bank

  • We are easy to deal with – check out our welcome brochure, it will tell you who we are, what we do and why 30,000+ Australians trust us
  • We are Customer Owned. That means that we are not under pressure to take risks to maximize record returns to shareholders. We are focused on what really matters to our customers, competitive rates and fairer fees
  • Anyone can apply for a Gateway car loan and become a Member

Download BrochureBecome a Member

Important Information:

1.  Offer available for new cars only (up to 12 months old) and may be varied or withdrawn at any time. Applications for finance are subject to our standard credit assessment criteria. Full terms and conditions are included in the loan offer. Fees and charges may apply.
2.  Comparison Rates are based on a loan amount of $30,000 over 5 years for secured loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges.  Different terms, fees or other loan amounts might result in a different Comparison Rate.
3.  Minimum redraw amount $250
4.  This Insurance is issued by CGU Insurance Limited ABN 27 004 478 371 AFSL 238291. In arranging this insurance, Gateway Bank acts under its own AFSL and under an agreement with CGU Insurance Limited. This information is only a general description of cover and any financial product advice provided is of a general nature only and does not take into account your personal circumstances. Before making a decision about this product, please refer to the Product Disclosure Statement and our Financial Services Guide.
5.  The Vehicle Finder Service is carried out by Auto Search Pty Ltd (ACN 074 044 278).  Fees apply to vehicles purchased from Government Auctions and a fee of $220 is payable for Non Gateway Members. Auto Search is completely independent to Gateway and the Credit Union cannot accept liability arising out of the provision of any service by Auto Search. Commissions may apply.

On the collection of personal information:
The security of personal information that we collect is of utmost importance to us. We will never give or sell this information to any other outside company for its use in marketing or solicitation without your consent. We will maintain the confidentiality of your personal information and it will be used only to support your customer relationship with Gateway Bank. You can find information about how we handle and manage your personal information in our Privacy Policy. Our Privacy Policy provides information about how you can contact our Privacy Officer, seek access to and correct personal information that we hold about you.


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