If you’re a business owner looking for the perfect commercial space or wanting to expand or refinance, our flexible and competitive commercial property loan can help you.


Alternatively, if you’re interested in investing in commercial property, our Interest Only repayments or 30 year loan term for Principle & Interest repayments* can provide a compelling option to fund your commercial investment.




Plus, you can manage and have full visibility over your loan through online banking and the Gateway App.

To apply for a Gateway Commercial Property Loan, contact us for more information.

If you’re looking to borrow between $4 million to $10 million, take a look at our Gateway Commercial Plus Property Loan.


Product Features:

Home Loans
Establishment Fee : $1,500 for loans up to $750K and 0.40% of total amount applied for over $750K (for standard applications)
Annual Fee : $0
Monthly Fee : $25
Discharge Fee : $300
Redraw Facility : Yes (Variable rates only)
Redraw Fee : $0 (Minimum redraw amount $10,000)
Additional Repayments Accepted : Yes
ATM/EFTPOS Access : Yes
Branch Access : Yes
Split Loans : Yes

View all our rates, all in one place.

Use our comparison tool to view the interest rates for all our Commercial loans.

Loan Repayments Calculator

Important Information
*Rates advertised apply to principal and interest repayment types only. The maximum loan term for principal and interest repayment type is 30 years. The maximum loan term for interest only repayment type is 5 years. Gateway reserves the right to vary these interest rates at any time. Interest rates quoted are for new lending only. Existing borrowers should contact Gateway to discuss their requirements. Applications for finance are subject to our standard credit assessment criteria. Full terms and conditions are available on application. Other fees and charges may apply.