*Rates advertised apply to principal and interest repayment types only. The maximum loan term for principal and interest repayment type is 30 years. The maximum loan term for interest only repayment type is 5 years. Gateway reserves the right to vary these interest rates at any time. Interest rates quoted are for new lending only. Existing borrowers should contact Gateway to discuss their requirements. Applications for finance are subject to our standard credit assessment criteria. Full terms and conditions are available on application. Other fees and charges may apply.