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Good Debt vs. Bad Debt

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For many Australians, debt is a fact of life. At its most basic definition, debt is simply an amount of money borrowed by one party from another. But it’s important to note that not all debts are created equal. From home loans to credit cards – some debts are good and others bad. But how do you tell the difference?


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5 ways you can “adult better” with your personal finances

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Staying on top of your personal finances can seem challenging, but with some self-discipline, it doesn’t have to be hard. Whether it’s researching different financial products, setting up a reminder to pay rent, negotiating a pay rise with your employer or setting yourself a budget, there’s plenty to think about when becoming financially independent.


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Have your smashed avo and eat it too!

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There’s been a lot (and we mean A LOT) of talk about smashed avocado on toast being the main culprit stopping millennials from breaking into the property market (see here, here and here).


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Fixed vs. Variable rates – what does it all mean?

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If you're in the market for a home loan, one of the biggest decisions you will face is whether you should take out a fixed or variable rate loan. With interest rates at an all time low, we examine both sides of the fixed vs. variable home loan argument to help you decide.


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