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Understanding home loan pre-approval

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 get pre-approval for your home loan today

What you need to know about getting pre-approval for your home loan.

There are many things you need to consider when looking for a new home. Whether it is the location of the property, the condition of the bathroom or the state of the kitchen – you have to be across every detail. The same can be said for the financial process of buying a home. Before you start looking for a property, you may want to seek pre-approval from Gateway. 

What is pre-approval?

Pre-approval, approval-in-principle and conditional approval are all terms to describe basically the same thing. Pre-approval gives you a good understanding of the amount we may be able to lend you based on your current financial status. Pre-approval is not a guarantee, but it's a good starting point.

Why get pre-approval?

  • It is free and valid for 90 Days
  • Find your dream home with the confidence of knowing exactly what you can afford
  • Understand all the costs involved with purchasing a home
  • It shows your estate agent that you are serious about buying

Learn more about the home loan process Arrange a call back

The Gateway difference

At Gateway your dedicated Lending Consultant will work with you to get an understanding of your current financial situation, as well as the estimated cost of the property you are looking to buy. Items that will be assessed during pre-approval include; your income, employment situation, as well as the status of any credit cards or existing loans.

To speak with one of our friendly lending consultants contact us on 1300 302 474 (8am – 6pm, Monday to Friday AEST), or submit a form below.

Arrange a call back


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