Edge Overdraft

Life is too short to spend your time managing multiple savings accounts, loans, credit cards and repayments.

That’s why we’ve created the Gateway Edge Overdraft Account, a bank account with 24/7 access and no monthly fees, plus the flexibility of an approved overdraft facility, giving access to funds when you need it without being charged overdrawn penalties.

Plus, as the Edge Overdraft still functions like a regular savings account, you earn competitive interest on deposit balances over $1,000.


  • $0 overdraft establishment fee
  • Credit limit of up to $20,000 (subject to approval)
  • No monthly account keeping fees
  • Avoid overdrawn penalties on your account
  • Pay a competitive rate on your overdraft
11.74 % p.a. Interest rate
Edge Overdraft

Product Features:

Car & Personal Loans
Establishment Fee : $0
Monthly Fee : $0
Annual Fee : $0
Minimum Amount : $1,000
Maximum Amount : $20,000
Maximum Term (Years) : None
Periodic Payments : Yes
ATM/EFTPOS Access : Yes
Branch Access : Yes
BPAY® : Yes

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Rates advertised apply to principal and interest repayment types only. Gateway reserves the right to vary these interest rates at any time. Applications for finance are subject our standard credit assessment criteria. Full terms and conditions are included in the loan offer. Fees and charges apply.

1 A minimum monthly payment of 3% of outstanding balance is required when account is overdrawn. Full outstanding balance is repayable on demand. Overdraft interest is calculated daily and credited monthly (on the last day of the month) to the outstanding balance.

2 ® Registered to BPAY Pty Ltd ABN 69 079 137 518.