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Term Deposit Interest Rates

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Interest rates for new term deposits as at  

Gateway's deposits are guaranteed under the Government's Financial Claims Scheme.

Standard term deposits

The following interest rates apply to standard term deposits where interest is paid at maturity or periodically to a savings account. For compounding term deposit interest rates, please see our Interest Rate Schedule

Term More than $100,000
12 months 1.45% pa

Term  From $1,000 to $10,000 More than $10,000
3 months 1.10% pa 1.55% pa
4 months 1.10% pa 1.55% pa
5 months 1.10% pa 1.65% pa
6 months 1.10% pa 1.55% pa
7 months 1.25% pa 1.55% pa
9 months 1.10% pa 1.45% pa
11 months 1.10% pa 1.50% pa
12 months 1.10% pa 1.45% pa
18 months 1.10% pa 1.35% pa
24 months 1.10% pa 1.35% pa
36 months 1.10% pa 1.35% pa
48 months 1.10% pa 1.35% pa
60 months 1.10% pa 1.35% pa

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Things you should know:

Interest for term deposits is calculated daily and, depending on the term chosen and interest payment frequency option, is paid either monthly,
6 monthly, annually or at maturity if the term is for 1 year or less. For deposits of $1,000,000 or more or other terms, please contact Gateway on 1300 302 474.