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Personal Loan Interest Rates

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You can always find our most recent interest rates for Personal Loans here.

Car Loan

Variable Rate

Comparison Rate

New Car Loan (up to 12 months) 

7.04% pa

7.25% pa1

Up to 5 years old

7.94% pa

8.15% pa

Over 5 years old

9.74% pa

9.95% pa

Variable Rate Personal Loan

Variable Rate

Comparison Rate

Up to 50% Debt Consolidation

9.84% pa

10.87% pa

Over 50% Debt Consolidation 

11.84% pa

12.89% pa

Fixed Rate Personal Loan

Fixed Rate

Comparison Rate

Up to 50% Debt Consolidation

10.59% pa

11.63% pa

Over 50% Debt Consolidation

12.59% pa

13.64% pa

Edge Overdraft

Variable Rate

Comparison Rate

Interest Rate

11.74% pa

N/A

Funeral Loans

Variable Rate

Comparison Rate

Prepaid Funeral Loan

9.34% pa2

10.62% pa3

Funeral Loan

9.59% pa

10.62% pa3


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Things you should know:

1 Comparison rate is calculated based on a secured loan amount of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2 Gateway reserves the right to vary these interest rates at any time. Fees and charges, terms and conditions apply.

3 Comparison rate is calculated based on an unsecured personal loan amount of $10,000 over a 3 year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.