Term Deposits

Term Deposit Special

Take advantage of Gateway’s competitive Term Deposit rates and get more out of your savings today.

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2.45% pa
12 months, $100,000 or more

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Term Deposit
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2.45% pa
Standard Term Deposit
$100,000+ 12 months

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Lock in a great interest rate with us for the term you choose, and build your wealth with certainty through a Term Deposit account. Term Deposits allow you to plan for your future, knowing that you will receive a higher rate of return than many savings accounts.¹

Select from a wide range of investment terms, from 3 months to 5 years
Interest is calculated daily and can be paid either monthly or at maturity
No setup or monthly service fees
Interest can be paid directly to your Everyday Account
Available for SMSF and Trust Accounts
Your first $250k is protected by the Australian Government Deposit Guarantee

Term Deposit Features:

Term Deposit
Tiered Interest Rates
6 months (less than $10000) - Monthly Compounding Rate	2.05% pa
60 months (less than $10000) - Monthly Compounding Rate	2.30% pa
60 months (less than $10000) - Standard Rate	2.40% pa
6 months (more than $10000) - Monthly Compounding Rate	2.10% pa
24 months (more than $10000) - Standard Rate	2.45% pa
36 months (more than $10000) - Standard Rate	2.55% pa
48 months (more than $10000) - Standard Rate	2.55% pa
60 months (more than $10000) - Monthly Compounding Rate	2.40% pa
60 months (more than $10000) - Standard Rate	2.55% pa
Features
Minimum amount	$1,000
Funds available	If the deposit or any part of it is withdrawn before maturity, an interest rate adjustment fee will apply.
Cheque book	No
ATM/EFTPOS access	No
Online & Phone Banking	No
Direct Entry (Credit/Debit)	No
Interest income	Compounding interest option available for various terms
Debit card	No
Branch access	No
BPAY®	No
Overdraft	No
Periodic payments	No
Fees
Annual fee	$0
Monthly fee	$0

Additional Product Information:

Things you should know:

¹ Gateway reserves the right to vary these interest rates at any time. Fees and charges, terms and conditions apply.

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